Policy Limit Settlement for Teacher in Motor Vehicle Crash

On March 26, 2023, our 44 year-old client was on I-57 in Chicago, heading back home after errands on a Sunday afternoon. While traveling in the right lane, another vehicle in the far left lane suddenly crossed three lanes of traffic and struck his vehicle on the passenger side. The at-fault vehicle lost control after driving over some water and hydroplaning. The crash was heavy, and our client’s vehicle was towed from the scene with disabling damage. Our client went to the emergency room the same day for chest, back, and neck injuries. He received several scans at the emergency room and was there for an entire evening. Within six weeks of the accident, the car accident attorneys at Gainsberg Injury and Accident Lawyers, were able to negotiate policy limit settlements for both our client’s property and damage and personal injury claims. But our work was not done. Our client faced significant medical bills from the emergency room visit. At first, the hospital refused to bill our client’s health insurance. The car accident and insurance lawyers at Gainsberg Injury and Accident Lawyers contacted the hospital and demanded they bill health insurance. After receiving our demands, the hospital immediately complied. As a result, our client’s liability for the medical bills was significantly reduced and the bulk of the policy limits settlement went to our client for his pain and suffering and loss of normal. The car accident attorneys at Gainsberg Injury and Accident Lawyers were able to negotiate two favorable settlements for our client: (1) a policy limits settlement with at-fault driver’s insurance company, and (2) a settlement with our client’s health insurance company to obtain payment of our client’s medical bills and enable our client to receive as much monetary compensation as possible from the policy limits settlement. Our client saw justice served in two ways and obtained maximum compensation for his personal injuries.